Stash Home Furniture
Financing
Financing
Buy now,
pay over time.
A room you'll live in for the next decade shouldn't have to fit inside one month's budget. With Synchrony financing you can take the pieces home now and pay in monthly installments — and you can find out in about a minute whether you prequalify, with no impact on your credit score.
Checking takes about a minute · No credit-score impact to see if you prequalify · Subject to credit approval
How it works
See if you prequalify
It takes about a minute on your own phone, and checking whether you prequalify has no impact on your credit score. You'll know where you stand before you start picking fabrics.
Choose your pieces
Use it on anything in the store — a single sofa or the whole room. Our designers can help you plan around whatever number you're working with.
Pay over time
Complete your purchase and pay in monthly installments. Promotional financing offers change through the year; ask us what's running the day you're ready to buy.
What to know before you apply
Checking costs you nothing
Prequalification is a soft check — seeing whether you prequalify does not affect your credit score. Only if you accept an offer and complete an application may your score be affected.
Use it on the whole room
Financing isn't just for the big piece. Sofa, rug, lighting, and the delivery that goes with them can all go on one purchase.
Shop knowing your number
Most people shop backwards — fall in love first, work out the money after. Prequalifying first means you walk the floor already knowing what you're working with.
Questions get a human
Call or text the showroom at 214-705-1101 and someone who actually works here will answer.
Common questions
Will checking whether I prequalify hurt my credit score?
No. A prequalification check does not affect your credit score. If you prequalify and choose to accept the offer and complete an application, that step may affect your score — but simply finding out where you stand does not.
What's the difference between prequalifying and applying?
Prequalifying shows you whether you're likely to be approved and for roughly how much, without a credit-score impact. Applying is the actual credit decision. You can prequalify from home, take your time, and only apply when you're ready to buy.
Where can I use Synchrony financing?
In our Frisco showroom at 7744 State Hwy 121. Online checkout financing is being set up now — for the moment, start online and finish with our team, or come see us in person.
What promotional offers are available right now?
Synchrony's promotional terms change through the year, and they're often better around holiday events. Rather than list offers that expire, we'll tell you exactly what's running the day you shop — call the showroom or ask any team member.
Can I use financing together with a sale price or promo code?
Yes. Financing is a payment method, not a discount, so it applies to whatever your final price is.
Do I have to finance the entire purchase?
No. Plenty of customers put part of a purchase on financing and pay the rest another way. Our team can split it however works for you.
What do I need to apply?
Basic personal information and income — the same as any standard credit application. Synchrony makes the approval decision, not Stash.
Is financing available on clearance and outlet pieces?
Ask us. Terms can differ on clearance and Stash Outlet merchandise, so we'll confirm before you buy rather than promise something here.
The fine print. Financing is provided by Synchrony Bank and is subject to credit approval. Minimum monthly payments are required. A prequalification check does not affect your credit score; however, if you accept an offer to apply, applying may affect your credit score. Promotional financing offers and their terms vary and change over time — current offers are available in the showroom and at checkout. Stash Home Furniture does not make credit decisions. See the Synchrony credit agreement for complete terms and conditions.
Come see it in person
Bring us your room.
Leave with a plan.
7744 State Hwy 121, Frisco, TX 75034
Mon–Sat 10am–8pm · Sun 12pm–8pm